Financial Aid and Federal Assistance Programs

The school is approved as an eligible institution by the U.S. Department of Education to participate in Title IV grant and loan programs. The packaging of financial assistance is determined according to guidelines set by the US Department of Education. Our Admissions Department and Third Party Provider, will help determine what financial aid services you are eligible for.


Financial aid is available at the Esthetic Institute for programs that are 600 hours and over that means the Esthetic Standard and Master Esthetic classes. 


Am I eligible to receive financial aid?


To be eligible to receive federal student aid, you must:

    • demonstrate financial need (for most programs);
    • be a U.S. citizen or an eligible noncitizen;
    • have a valid Social Security number (with the exception of students from the Republic of the Marshall Islands, Federated States of Micronesia, or the Republic of Palau);
    • be registered with Selective Service, if you’re a male (you must register between the ages of 18 and 25);
    • be enrolled or accepted for enrollment as a regular student in an eligible degree or certificate program;
    • be enrolled at least half-time to be eligible for Direct Loan Program funds;
    • maintain satisfactory academic progress in college or career school;
    • sign the certification statement on the Free Application for Federal Student Aid (FAFSA®) form stating that
      • you are not in default on a federal student loan,
      • you do not owe money on a federal student grant, and
      • you will use federal student aid only for educational purposes; and
    • show you’re qualified to obtain a college or career school education by
      • having a high school diploma or a recognized equivalent such as a General Educational Development (GED) certificate;
      • completing a high school education in a homeschool setting approved under state law (or—if state law does not require a homeschooled student to obtain a completion credential—completing a high school education in a homeschool setting that qualifies as an exemption from compulsory attendance requirements under state law); or
      • enrolling in an eligible career pathway program and meeting one of the “ability-to-benefit” alternatives described below.

    Additional eligibility requirements can apply in certain situations including for non-U.S. citizensstudents with criminal convictions, and students with intellectual disabilities.

Registering for Selective Service

Most male students must be registered with Selective Service to receive federal student aid. You must register if you are a male and are not currently on active duty in the U.S. armed forces. You can call Selective Service toll-free at 1-888-655-1825 for general information about registering, or register online at or while completing the FAFSA form. Note: If you are a citizen of the Federated States of Micronesia, the Republic of the Marshall Islands, or the Republic of Palau, you are exempt from registering.

Many types of federal student aid, such as the Federal Pell Grant or subsidized loans where the government pays the interest while you are in college, also require you to have financial need. Additionally, once you have a bachelor’s degree or a first professional degree, you are generally not eligible for Pell or Federal Supplemental Educational Opportunity Grants (FSEOG).

Other requirements may apply specially if you are selected for verification.

We offer the following loan programs:


Federal Pell Grants: Intended to be the basis of the financial aid package and may be combined with other aid to meet the full cost of attendance. The Federal Pell Grant is a need based aid program in which an eligible recipient does not have to repay the funds received.

Federal Direct Loan Program: These are low interest loans for undergraduate and graduate students that are made available through the Federal Government. This program includes the Federal Direct Subsidized, Federal Direct Unsubsidized and Federal Direct Plus loans. There are grade level progressions and loan limits used for the administration of these loans. The following Direct Loans are made through the William D. Ford Federal Direct Loan (Direct Loan) Program, which is administered by the U.S. Department of Education:

Federal Direct Subsidized Loan: This is a need-based-loan for which the Federal government subsidizes the interest until repayment begins and during any period of deferment. This is a loan and recipients must begin making payments at the end of their six-month grace period.

Federal Direct Unsubsidized Loan: This is a non-need-based loan for which the Federal Government does not pay the interest subsidy. Interest accrues during all periods. The recipient has the option to pay the interest or to defer payment of the interest for the grace period. This is known as capitalization. This is a loan and recipients must begin making payments at the end of their six-month grace period.

Federal Direct Plus Loan: This loan is available to parents of dependent undergraduate students to help pay for the cost of the dependent’s education. Borrowers of PLUS Loans are required to undergo a credit check by the lending institution. The definition of a “parent for PLUS Loan eligibility is a student’s biological, adoptive or step-parent in the event that person’s income would have been taken into consideration when calculating the student’s expected family contribution (EFC). Interest is charged during all periods.

The Esthetic Institute does not offer any scholarships.

For your convenience and to help you determine the Cost of Attendance, please click on the Net Price Calculator button below:


Net Price Calculator


Applying for Federal Student Aid  :

Please fill out the 2021/22 FAFSA 

Esthetic Institute OPEID school code 04267700


Click Here to Download a short PDF version of steps


STEP 1:  Determining your Dependency Status

For purposes of applying for federal student aid, what’s the difference between a dependent student and an independent student?

Read the definitions, find out who has to provide parent information on the FAFSA® form, and learn what to do if you aren’t in contact with your parents.


Click here read and answer the questions all the way to the end to determine   Am I dependent or independent?


Please NOTE that whatever you respond above must be accurate as VERIFICATION Documentation may be requested. If your verification documentation does not match or confirm your responses, then they will not be considered.


Step 2: Obtaining a FSA ID

First thing you have to do is have an FSA id – you create that online  – unless you already have one.If you do not have it, you have to create one and usually takes 1-3 days. Once you have you ID, Go to: Step 3  If you are a dependent student both you and one of your parent’s will need to create an FSA User ID.


How to create an FSA User ID


Step 3: FAFSA

 Gathering the Documents Needed to Apply  (taxes, w2s, other untaxed income forms etc.) also see links at the bottom of this page on how best to use IRS tools and complete the FAFSA online at FAFSA.ED.GOV. 


Also Try This Resource

2021–22 FAFSA dependancy Worksheet—Provides a preview of the questions students and parents may be asked while completing the FAFSA form.


PAY ATTENTION to what you put on your FAFSA – take your time and answer accurately and correctly

Inconsistencies between information reported on the FAFSA and federal income tax returns often reveal unreported income and assets. People who lie on financial aid application forms are often caught. About one-third of FAFSAs are selected for verification, where the applicant has to provide copies of independent third-party documentation of the data reported on the FAFSA. In contrast, the IRS audits only about one percent of federal income tax returns.Schools are precluded from disbursing federal student aid until conflicting information is resolved.The IRS and the U.S. Department of Education continue to share data to improve accuracy and detect fraud on the FAFSA. Families must now either use the IRS Data Retrieval Tool to complete or update the FAFSA, or ask the IRS to send a tax transcript directly to the school. It is no longer sufficient for the family to provide a photocopy of the federal income tax return.Intentionally providing false and misleading information on the FAFSA is fraud. The penalties for lying on the FAFSA include, but are not limited to, fines of up to $20,000 and up to five years of jail time, in addition to repaying the financial aid received by the student. Schools may suspend or expel a student for providing false information on financial aid application forms.


Fill out the FAFSA making sure to choose our school  The Esthetic Institute OPEID school code 04267700
It will give you a Confirmation Page at the end with estimates etc…

YOU MUST PRINT that page and provide a copy to school.

Please note: If you have already completed a 2021/22 FAFSA  at or for another school, using your FSA User ID and Password, please go to and click on “Make Corrections to a Processed FAFSA”. Add the Federal school code for the Esthetic Institute OPEID 04267700. Make sure that you tell the Financial Aid Representative that you have completed the FAFSA elsewhere and that you have made the correction to add the new Federal school code.



Step 4: Schedule a Financial Aid Appointment (during COVID this will be done by phone)


Once we receive your FAFSA (allow 48-72 hours after you have completed it on your end) we will contact you via email to confirm information and or request further documentation.

 The Financial Aid Representative will then contact our Financial Aid Servicing Center who will then complete the process and create an “Estimated Financial Plan” for you based on your EFC. This Estimated Financial Plan will then be reviewed with you.

When we contact you please make sure to have the following items – ALL OF THESE ARE REQUIRED – we will not be able to finalize your enrollment without them:

  • Valid State ID with Picture (DL or State ID, or Passport)
  • Social Security Number
  • $100.00 Non-refundable application fee
  • HS diploma, GED, Proof of degree or credential conferred: Official final college or university transcript, stating academic credential has been awarded, Official college transcript with 60+ credits toward a bachelor degree. All Transcripts MUST be Official which means they are signed and stamped by an accredited school or college. If foreign national and diploma is from abroad, you must send your paperwork to an evaluator and receive an evaluation report (your diploma must be equivalent to at least US high school).
  • Immigration Documents (if applicable)
  • down payment (if applicable)
  • Any and all Verification documents requested

Please see  Get IRS Transcript Online FAQs for details about how to obtain your IRS transcripts. This may be required for Verification purposes during your application process and delays in receiving it will delay your application process. You can request your 2018 Tax return transcript from IRS. To do this, you will need to go to and setup an account. Each time you use it, they will send a code to the phone number you provided at setup. This will authenticate the user. It will allow you immediate access to print your 2018 Tax Return Transcript. You can also see the links at the bottom of this page. Scroll to the very bottom.


PLEASE NOTE THAT ESTHETIC INSTITUTE CLOSES FAFSA APPLICATION PROCESSING 3 WEEKS PRIOR TO THE START OF EACH CLASS START DATE SO AS TO ALLOW AMPLE TIME TO FINALIZE ALL PAPERWORK AND VERIFICATION NECESSARY. (Our definition of an application deadline, is NOT the date we receive your FAFSA form BUT the date your FAFSA form is processed. If you are selected for verification you will have 14 days to submit all required documents, if we do not receive the documentation requested in that time frame your application will not be processed.)


STEP 5: Loan Entrance Counseling  &  Financial Awareness Counseling

When you are borrowing from the Federal Direct Loan Program, you are required to participate in loan counseling prior to receiving a Federal Direct Loan. This is to ensure that you understand your rights, your responsibilities and the obligation you are assuming when borrowing.  Go to https://student and complete the entrance counseling. Print a copy of your confirmation and have it with you for the school meeting.


STEP 6: Completing the Loan Agreement for a Subsidized/Unsubsidized Loan (MPN) EMPN

If you are a first time borrower of the Federal Direct Stafford Loan, you are required to complete a Master Promissory Note (MPN) before the loan funds can be disbursed. You can complete and sign your Federal Direct Stafford Loan MPN at https://student using your PIN by selecting the Complete New MPN for Student Loan option.


STEP 7: Completing the PLUS EMPN (parent)

Parents of dependent students who are taking out a loan to pay for their child’s education should complete a new MPN for Parent PLUS Loans. You can complete and sign your Federal Direct PLUS Loan MPN at https://student using your PIN by selecting the Complete New MPN for Parent PLUS Loan option.


Please note that if you have any problems with your FSA ID log in or registration or the FAFSA website we can not assist with those, and it would be best to contact those website support teams to expedite your resolution. We have the same access as you do.


To schedule an appointment for financial aid services, please contact us online or call our Admissions Department at (703) 288-4228, ext. 107 or email 


Please make sure to visit the Federal Student Aid Website for updated information and details about:



and much more…so you can make an informed decision about using Title IV financial Aid.

Department of Education Electronic Announcements

Emergency Broadband Benefit Program

The Federal Communications Commission (FCC) recently announced the Emergency Broadband Benefit Program to provide a temporary discount on monthly broadband bills for qualifying low-income households. The program begins accepting applications on May 12, 2021. Funding is limited, so act quickly to see if you qualify. Click here for more details and eligibility.

How to Request IRS Transcripts and Verification of Non-filing Letter?

Transcript Types and Ways to Order Them

Ways to Get Transcripts

You may register to use Get Transcript Online to view, print, or download all transcript types listed below.

If you’re unable to register or you prefer not to use Get Transcript Online, you may order a tax return transcript and/or a tax account transcript using Get Transcript by Mail or call 800-908-9946. Please allow 5 to 10 calendar days for delivery.

You may also request any transcript type listed below by faxing/mailing Form 4506-T, Request for Transcript of Tax Return as instructed on the form.

Transcript Types

We offer the following transcript types at no charge to you:

  • Tax Return Transcript – shows most line items including your adjusted gross income (AGI) from your original tax return (Form 1040, 1040A or 1040EZ) as filed, along with any forms and schedules. It doesn’t show changes made after you filed your original return. This transcript is only available for the current tax year and returns processed during the prior three years. A tax return transcript usually meets the needs of lending institutions offering mortgages and student loans. Note: the secondary spouse on a joint return must use Get Transcript Online or Form 4506-T to request this transcript type. When using Get Transcript by Mail or phone, the primary taxpayer on the return must make the request.
  • Tax Account Transcript – shows basic data such as return type, marital status, adjusted gross income, taxable income and all payment types. It also shows changes made after you filed your original return. This transcript is available for the current tax year and up to 10 prior years using Get Transcript Online or Form 4506-T. When using Get Transcript by Mail or phone, you’re limited to the current tax year and returns processed during the prior three years. Note: If you made estimated tax payments and/or applied an overpayment from a prior year return, you can request this transcript type a few weeks after the beginning of the calendar year to confirm your payments prior to filing your tax return.
  • Record of Account Transcript – combines the tax return and tax account transcripts above into one complete transcript. This transcript is available for the current tax year and returns processed during the prior three years using Get Transcript Online or Form 4506-T.
  • Wage and Income Transcript – shows data from information returns we receive such as Forms W-2, 1099, 1098 and Form 5498, IRA Contribution Information. Current tax year information may not be complete until July. This transcript is available for up to 10 prior years using Get Transcript Online or Form 4506-T.
  • Verification of Non-filing Letter – provides proof that the IRS has no record of a filed Form 1040, 1040A or 1040EZ for the year you requested. It doesn’t indicate whether you were required to file a return for that year. This letter is available after June 15 for the current tax year or anytime for the prior three tax years using Get Transcript Online or Form 4506-T. You must use Form 4506-T if you need a letter for tax years older than the prior three years.

Note: A transcript can show return and/or account data. It also can show changes or transactions made after you filed your original return. Transaction codes consist of three digits. They are used to identify a transaction being processed and to maintain a history of actions posted to a taxpayer’s account. For further information regarding transaction codes, please see Document 11734 – Transaction Code Pocket Guide (PDF).

Note: A transcript isn’t a photocopy of your return. If you need a copy of your original return, complete and mail Form 4506, Request for Copy of Tax Return, along with the applicable fee.

Refer to Get Transcript frequently asked questions for more information.

How to fix address matching problems when ordering online

When entering the information into the IRS address matching system note the following:

  • The address entered must match the address already on file with the IRS exactly.
  • The address on file is typically the address on your most recent tax return.
  • Spelling out the word “street” rather than using the abbreviation “st.” can be enough to cause an error.
  • Addresses on the IRS system are auto-corrected through a post office program and may not match what you put on your tax return.

We suggest the following if you run into problems:

  • Have your taxes in front of you and enter the address carefully as it is on your return.
  • If you entered your address as it appears on your return and it doesn’t work, try using the standardized version of your address.
    • To get a standardized version of your address: 1) go to 2) Click Look Up a Zip Code 3) Enter Street Address, City, State 4) Click Find
  • If you still have problems, the Website Help Desk can be reached toll-free at 1-800-876-1715, Monday – Friday 8:00 a.m. – 8:00 p.m. (Eastern Time).
IRS Offers Help to Students, Families to Get Tax Information for Student Financial Aid Applications
The Internal Revenue Service Data Retrieval Tool is available to use with the 2020‒21 FAFSA Form. Additional security and privacy protections have been added to address concerns that data from the tool could be used by identity thieves to file fraudulent tax returns. The IRS DRT remains the fastest, most accurate way to input your tax return information into the FAFSA form.

Getting Your 2018 Tax Return Information For the 2020-21 FAFSA

Applicants filing a 2020-21 FAFSA must use data from their 2018 tax returns.

You should always retain a copy of your tax return, either electronically or on paper, and keep it in a secure place.

If you did not keep a copy of your tax return, here are some options:

  1. Access the tax software product you used to prepare and file your 2018 return. You may be able to access your account to download/print a copy.
  2. Contact the tax preparer/provider who filed your 2018 return if you used a tax professional.
  3. Download your tax transcript (a summary) at Get Transcript Online.  Review the rigorous identity authentication requirements for Secure Access before attempting to register.
  4. Use Get Transcript by Mail and a transcript will be mailed to the address on your return within five to 10 days.
  5. Call our automated line at 800-908-9946 to order a transcript by mail.

You can request your 2018 Tax return transcript from IRS. To do this, you will need to go to and setup an account. Each time you use it, they will send a code to the phone number you provided at setup. This will authenticate the user. It will allow you immediate access to print your 2018 Tax Return Transcript.

If you filed an amended tax return, Form 1040X, you should use the adjusted gross income and earned income listed on your revised tax return.

Getting Your Alternative Documentation For IDR Applications

IDR plan applicants must submit alternative documentation of income to their federal loan servicers after they complete and submit the online IDR application. The process for submitting the alternative documentation of income is explained to borrowers as part of the online IDR application. As a general rule, alternative documentation of income consists of copies of pay stubs or most recently filed tax returns.

Additional Resources

For more information about the FAFSA and IDR process, see For more information about IRS transcripts, see our Get Transcript FAQs.

Click for Details
Guide to repaying your federal student loans

Here’s a guide to repaying your federal student loans.

Understanding how to repay your federal student loans can save you a lot of time and money. We’re here to help you manage repayment and answer any questions you have along the way.


Federal Student Loans: Repaying Your Loans

Finding the Right Repayment Plan for You

There are several repayment plans available, providing the flexibility you need. Here are some things you should know:

  • You’ll be asked to choose a plan. If you don’t choose one, you will be placed on the Standard Repayment Plan, which will have your loans paid off in 10 years.
  • You can switch to a different plan at any time to suit your needs and goals.
  • Your monthly payment can be based on how much you make. Learn about our income-driven repayment plans.
calculator showing result of estimate

Use the Repayment Estimator

The Repayment Estimator can help you figure out which repayment plan is best for you.

Log in, and we’ll pull in relevant information such as your loan amounts, loan types, and interest rates. Just enter some additional information, such as your income and family size, and your results will show what your payments would be under each repayment plan.

How to Make a Payment

Your loan servicer handles all billing regarding your student loan, so you’ll need to make payments directly to your servicer. Each servicer has its own payment process and can work with you if you need help making payments.

Not sure who your loan servicer is? Know who your loan servicer is?
If you don’t know who your servicer is, check your account in My Federal Student Aid. Visit their site to make a payment.


FedLoan Servicing (PHEAA) Navient
Granite State – GSMR Nelnet
Great Lakes Educational Loan Services, Inc. OSLA Servicing

Never miss a payment. Got a Direct Loan? Sign up for automatic debit through your loan servicer, and your payments will be automatically taken from your bank account. Bonus: you get a 0.25% interest rate deduction when you enroll!

What to Do If You Can’t Afford Your Payments

If you’re having trouble making payments, don’t ignore your loans. We offer several options that can help keep your loans in good standing, even if your finances are tight.

3 Ways You Can Keep on Track With Loan Payments

  1. Change your payment due date. Do you get paid after your student loan payment is due each month? If so, contact your loan servicer and ask whether you’d be able to switch the date your student loan payment is due.
  2. Change your repayment plan. What you ultimately pay depends on the plan you choose and when you borrowed. If you need lower monthly payments, consider an income-driven repayment plan that’ll base your monthly payment amount on how much you make.
  3. Consolidate your loans. If you have multiple student loans, simplify the repayment process with a Direct Consolidation Loan—allowing you to combine all your federal student loans into one loan for one monthly payment.

If the options above don’t work for you and you simply can’t make any payments right now, you might be eligible to postpone your payments through a deferment or forbearance. However, depending on the type of loan you have, interest may still accrue (accumulate) on your loan during the time you’re not making payments.

“How to Manage Your Student Loans” Video

Check out this video to learn more about changing repayment plans, postponing or reducing your payments, or combining your federal student loans. (Captioning available in English and Spanish; just start the video and click on the CC symbol at the bottom.)

View accessible version(wmv)

Beware: Private companies may contact you with offers to help you with your student loans for a fee. Remember, you never have to pay for help with your student loans. The U.S. Department of Education and our loan servicers will help you for free. Learn more about avoiding paying for help with your student loans.

Student Loan Forgiveness, Cancellation, and Discharge

There are some circumstances that may result in your no longer having to repay your federal student loan. For instance, some or all of your loan could be forgiven in exchange for your performing certain types of service such as teaching or public service. Or the obligation to make further payments on your loan might be discharged based on specific factors such as your school closing or your becoming totally and permanently disabled. Take a look at all the possibilities: Find out what circumstances qualify your loans for forgiveness, cancellation, or discharge.

Two types of forgiveness that a lot of borrowers ask us about:

2020-21 Completing the FAFSA® Form
The School will be closed 12/24 to 01/02/2022 We will be back Monday 01/03/2022. Thank you!